Loan Against Property

Unlock the Power of What You Already Own. Access high-value funds without selling your property and continue owning it while meeting your financial goals.

Why Choose Plantix?

Up to 70%

Loan value up to 60-70% of property worth

Lower Rates

Attractive rates lower than personal loans

20 Years

Flexible repayment tenure up to 15-20 years

Quick Approvals

Minimal documentation & smooth processing

For Everyone

Salaried & self-employed individuals

Use Funds Your Way

No restrictions on usage. You can use your loan for:

  • Business expansion or working capital
  • Debt consolidation
  • Medical emergencies
  • Education expenses & Weddings
  • Home renovation or upgrades
  • Accepted: Residential, Commercial, Mixed-use.

Eligibility & Documents

Age 21-65. Stable income. Score 650+. Property must be in applicant’s name, clear title, not under construction.

Documents: ID/Address Proof, Property documents (ownership proof, agreement), Income proof (salary slips / ITR / bank statements).

Smart EMI Planning

EMI depends on Property value, loan amount, Interest rate, and Tenure. Plan better. Borrow smarter.

Transparent Fees

Competitive processing fees. No hidden charges. Tax benefits (if used for business or property purposes). Complete clarity.

Frequently Asked Questions

You can get up to 60–70% of your property value, depending on eligibility.
No. You continue to own and use your property while it is mortgaged.
Yes, LAP usually offers lower interest rates and higher loan amounts because it is secured.
Yes, funds can be used for business, personal, or emergency needs.
Apply Now