Machinery Loans That Build Your Business

Power Your Growth with the Right Equipment. Invest in advanced equipment, boost productivity, and scale your business without draining your working capital.

Why Choose Plantix?

₹5 Crores

Loan amounts from ₹5 Lakhs to ₹5 Crores

100% Coverage

Finance up to 100% of equipment cost

60 Months

Flexible tenure from 12 to 60 months

Competitive Rates

Starting from approx. 12% onwards

Digital Process

Minimal documentation & online processing

Machinery Financing for Every Industry

  • Manufacturing & Construction: Increase capacity and fund heavy equipment.
  • Agriculture & Farm: Upgrade tools for better yield.
  • Medical Equipment: Invest in advanced healthcare technology.
  • Used Machinery: Affordable financing for pre-owned equipment.
  • Loan Against Machinery: Unlock funds leveraging existing assets.

Eligibility & Documents

Age 21-65. Business vintage Min 2-3 years. Score 650+. Stable and profit-making business (MSMEs, startups, enterprises).

Documents: ID/Address Proof, Business ownership proof, ITR (2-3 years), Bank statements (6-12 months), Machinery quotation / proforma invoice.

Smart EMI Planning

High Funding Coverage, Flexible Repayment, Quick Disbursal. EMI depends on Loan amount, Interest rate, Tenure.

Transparent Fees

Competitive processing fees. Minimal foreclosure charges. No hidden costs. Clear terms & conditions. What you see is what you pay.

Frequently Asked Questions

It helps businesses purchase or upgrade machinery and equipment for operations and expansion.
Yes, many lenders offer up to 100% of the machinery cost.
In many cases, the machinery itself acts as collateral, while some loans are unsecured.
MSMEs, startups, manufacturers, and business owners with stable income and good credit.
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